Want to spend your Bitcoin at any store in Europe? Here's how to do it with Lendaswap and payy.
What is payy?
payy is a European payment app that gives you:
- Virtual and physical Mastercard
- IBAN for receiving transfers
- Instant spending in EUR
The Magic Combo
Lendaswap + payy = Spend Bitcoin anywhere Mastercard is accepted.
How It Works
1. Swap BTC to USDC
Use Lendaswap to convert:
- Bitcoin Lightning → USDC on Polygon
2. Off-ramp to payy
Send USDC to your payy account and convert to EUR.
3. Spend Anywhere
Use your payy card at millions of merchants.
Example Flow
| Step | Action | Time |
|---|---|---|
| 1 | Swap 0.01 BTC to USDC | 30 sec |
| 2 | Send to payy | 1 min |
| 3 | Convert to EUR | Instant |
| 4 | Pay at store | Instant |
Total time: Under 5 minutes from Bitcoin to spending.
Why Not Just Sell BTC?
With Lendaswap + payy, you:
- Avoid centralized exchanges
- Skip lengthy KYC processes
- Get money faster
- Maintain privacy