Back to Blog

Lendaswap vs Bitcoin: Save 0.1% on Every Bitrefill Purchase

Why paying with stablecoins via Lendaswap is actually cheaper than paying with Bitcoin directly

Muffinman
Muffinman
1/12/2026
lendaswapbitrefillsavingstutorial
Lendaswap vs Bitcoin: Save 0.1% on Every Bitrefill Purchase

We ran the numbers. Paying in stablecoins using Lendaswap is actually cheaper than using Bitcoin directly on Bitrefill.

Same item. Same site. You just save more sats.

The Test

We compared the cost of purchasing the same gift card on Bitrefill using two methods:

Payment MethodResult
Bitcoin (direct)Base price
Stablecoins via Lendaswap0.1% cheaper

That 0.1% might sound small, but sats stack harder when you're paying smart.

Paying with Bitcoin directly on Bitrefill

Bitrefill Bitcoin payment

Paying with Lendaswap

Lendaswap stablecoin payment

Why Is Lendaswap Cheaper?

When you pay with Bitcoin directly on Bitrefill, you're subject to:

  • Bitcoin network fees
  • Exchange rate spreads
  • Payment processing overhead

With Lendaswap, the atomic swap mechanism and Lightning Network efficiency reduce these costs - and those savings get passed on to you.

How to Save on Your Next Bitrefill Purchase

Step 1: Swap BTC to USDC

Head to Lendaswap and swap your Bitcoin Lightning to USDC on Polygon.

Step 2: Pay with Stablecoins

Use your USDC to purchase on Bitrefill or any merchant that accepts stablecoins.

Step 3: Stack More Sats

The 0.1% you saved? That's more Bitcoin staying in your wallet.

The Math

Let's say you're buying a $100 gift card:

  • Bitcoin direct: $100.00
  • Via Lendaswap: $99.90

Save $0.10 per $100 spent. Over a year of purchases, that adds up.

Every Sat Counts

In a world where every satoshi matters, optimizing your payment method is just smart Bitcoin strategy. Lendaswap doesn't just give you trustless swaps - it gives you savings.

Try it yourself: lendaswap.com