Lendasat x Bringin: Unlocking seamless euro access for Bitcoin-backed loans
At Lendasat, our mission is to empower Bitcoiners with censorship-resistant, non-custodial lending tools, so you never have to sell your sats to access liquidity.
Lendasat already enables lending stablecoins, euros, dollars and prepaid cards, but what if we could take it even further? 👀
That's exactly where our new partner, Bringin, comes in. 🇪🇺⚡
🗝️ Your Bitcoin-backed loans powered by vIBANs
Bringin is a platform that brings Bitcoin into the real world, without compromising on sovereignty. 🔒
It connects your self-custodial BTC and Lightning wallets with fiat tools like:
- ✅ Virtual IBANs
- ✅ SEPA transfers
- ✅ Debit cards.
Bringin's vIBANs allow Bitcoiners to receive euros easily, without opening a traditional bank account. Let's break it down:
Your euro account on Bringin is a vIBAN registered in your name, an important detail. When a bank detects transfers to or from a crypto exchange, it may block them. But with a personal vIBAN, the sender or recipient is you, not Bringin, making it harder for banks to flag the transaction as related to Bitcoin buying or selling. 🏦
Once the euros arrive, you can convert them to BTC and send them directly to your own wallet, Bringin never holds your sats. You can also make SEPA transfers to your bank or spend your euros with Bringin's debit card. 💳
This means that euros borrowed through Lendasat can now be instantly received and used via Bringin, all while staying true to the principles of the Bitcoin standard. 🟠
🌍 Bringin opens the euros lending market outside of EU borders
One key point to highlight is that those loans are received by borrowers in euros, but the lender actually sends USDC over the Polygon network and Bringin handles the currency conversion automatically. 💱
In other words: you're not borrowing euros directly, you're borrowing USDC, which is seamlessly converted into euros. 💶
This changes everything.
While euros are a local currency limited to the EU, stablecoins like USDC are globally accessible. 🌐
Usually, borrowing euros means being restricted to the European lending market. But with stablecoins, the liquidity is global, offering access to more competitive interest rates outside of Europe. 📉
Thanks to Bringin's off-ramp, this global liquidity can be accessed and delivered locally in euros effectively bridging decentralized finance with real-world financial utility.
Getting Started with Bringin: Step-by-Step Guide
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Create a Bringin Account To receive your loan in euros on your personnel vIBAN, you'll need a Bringin account. Sign up on Bringin using your email address.
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Join the Discord 💬
Join the Lendasat Discord server. This is where you'll receive your invite code to access the app.

- Choose Your Role 🎭
Go to the #get-started channel. Select the "Borrower" role if you want to receive your loan in euros on Bringin. You'll get: An invite code and a link to the Lendasat App
- Create Your Lendasat Account
Follow the app link and sign up using: your email, a password and the invite code Back up your seed phrase, it secures your Bitcoin-based collateral.
- Connect Bringin to Lendasat 🔗
If you don't have a Bringin account, create one here. On Lendasat: Go to "Settings", then "Integrations". Enter the email address used on Bringin and click "Connect" Confirm the connection via the email you received from Bringin. Refresh the Lendasat page, you're ready to go!

- Apply for a Loan 💰
Go to "Offers" then to "Find Offer" Choose: The loan amount, the loan duration and click the Bringin logo to receive funds in euros Review available offers based on: the interest rate, loan-to-Value (LTV) ratio, etc
- Accept an Offer
Select an offer that suits your needs. Enter a Bitcoin address (preferably unused) where you'll receive your collateral back at the end of the duration. A chat with the lender will open: the lender will confirm the offer. You deposit your Bitcoin collateral. The lender sends the loan. You'll receive the funds in euros on your Bringin vIBAN.
🚀 Ready to unlock the value of your Bitcoin? Join Lendasat now and borrow cash without selling your BTC.