You've hodled enough.
Start living, pay later.
Borrow against your Bitcoin in a secure and non-custodial way.
Never. Sell. Your. Bitcoin.
How it Works
Bitcoin-collateralized loans
No rehypothecation, no KYC, no credit checks. You put up bitcoin as a collateral and receive a stable coins loan.
Request a loan
Pick your preferred loan terms from a list of offers or post your own loan request. We will find you the right match.
Lock up your Bitcoin collateral
Lock up your Bitcoin collateral into a smart contract. The amount depends on your selected Loan To Value (LTV) ratio.
Receive the funds
The lender will transfer the stable coins to a from you selected address. Fully trustless and without intermediaries.
Stay in control.
- Built on Bitcoin.
- Secured by Discreet Log Contracts (DLCs).
- No counterparty risk.
Don't sell your Bitcoin
- Maintain long-term exposure to Bitcoin
- Peer-to-peer and trustless
- No sell, no capital gains
Pay back when you want.
- Pay back your loan when you want.
- Or let the loan repay itself and receive what is owed to you.
Self-custodial loans powered by Discreet Log Contracts
Built with Discreet Log Contracts (DLCs), you stay in control of your funds at all times. An oblivious oracle attests to the market price at loan termination, allowing all parties to enforce the terms of the loan contract unilaterally.