Liquidation Price Calculator
Calculate your exact liquidation price and safety margins. Know exactly when you'll receive alerts and how much buffer you have before liquidation.
Your Loan Details
Formula:
Liquidation Price = (Loan Amount / Collateral BTC) / 0.90
Results
Real-Time Alert System
You'll receive email and dashboard alerts well before liquidation, giving you time to add collateral or partially repay.
Historical Context
2022 Bear Market
Bitcoin fell 77% over 12 months. From ~$69,000 to ~$15,500.
May 2021 Market Dip
Bitcoin dropped 53% within weeks. From ~$64,000 to ~$30,000.
Why We Still Think a Bitcoin Collateralized Loan is Worth It for Every Bitcoiner
You Keep Your Bitcoin Upside
When you sell Bitcoin to access cash, you lock in today's price and miss all future gains. With a Bitcoin-backed loan, you get cash today while keeping 100% exposure to Bitcoin's price appreciation. If Bitcoin doubles, you still own that upside.
No Taxable Event
Selling Bitcoin triggers capital gains taxes that can cost you 15-37% of your profits. A Bitcoin-backed loan lets you access liquidity without creating a taxable event, keeping more money in your pocket.
Time in the Market Beats Timing the Market
Bitcoin has historically recovered from every major drawdown and reached new all-time highs. Selling to access cash means you have to perfectly time re-entry. Borrowing against Bitcoin means you never leave the market.
Multiple Layers of Protection
You receive early alerts at 80% and 85% LTV, giving you plenty of time to add collateral or partially repay. You can add more Bitcoin anytime to increase your safety buffer. Even in worst-case liquidation, you receive any remaining value above the loan amount.
📊See the Real Numbers
Curious about the actual cost of selling your Bitcoin versus borrowing against it? Our Opportunity Cost Calculator shows you the exact dollar difference based on Bitcoin's historical performance.
Calculate Your Opportunity CostQuestions? Check out our FAQ