Lendasat DocsBorrow with VISA Card
Step-by-step guide to borrowing USDC directly to a Virtual Visa Card on Lendasat.
Borrowing to a Virtual Card
Instead of a wallet address, link your loan directly to a spending card managed in Lendasat.
Requirement: Card loans are only available in USDC on Polygon. Repayment must also be in USDC on Polygon.
Find a Loan Offer
Go to "Find Offer" and select:
| Field | What to Choose |
|---|---|
| Amount | How much you want to borrow |
| Duration | Your preferred loan term |
| Type | Moon Visa Card |
All Virtual Card offers are in USDC on Polygon.
Enter Refund Address
Provide your Collateral Refund Address - the Bitcoin address where your BTC will be returned after repayment.
For privacy, use an unused BTC address.
Select Your Virtual Card
| Option | Action |
|---|---|
| New user | Click "Create New" to generate a card |
| Existing user | Select your existing Virtual Card |
The card links automatically to the loan.
Confirm and Submit
- Verify your Virtual Card is selected
- Confirm your BTC refund address
- Click "Pick Offer"
- Lender has 24 hours to approve
Fund the Collateral
Once approved:
| Action | Details |
|---|---|
| Send BTC | To the 2-of-3 multisig address shown |
| Amount | Required amount or more (overcollateralize) |
| Status | Contract becomes active once confirmed |
Receive USDC on Your Card
Lender sends USDC to our partner → Your Virtual Card is funded → Start spending!
Repaying Your Loan
Go to Manage Loan
Open your loan contract → Click "Manage Loan"
You'll see the repayment address and total amount (principal + interest).
Repay in USDC on Polygon
| Requirement | Details |
|---|---|
| Currency | USDC |
| Network | Polygon |
| Amount | Full amount in one transaction |
| Proof | Submit transaction hash |
Receive Your BTC Collateral
Once lender verifies and approves → BTC sent to your refund address automatically.